Get Funeral Cover
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When you pass, the last thing you want is for your loved ones to have to struggle to let go. Nothing postpones mourning more than the difficulties, financial and otherwise, involved with a fitting funeral. AVBOB recognizes this fact and provides you with AVBOB Funeral Services and AVBOB Funeral Plan to ensure that this trying time is overcome as smoothly as possible.
AVBOB, established in 1921, is South Africa’s oldest burial assurance and funeral cover company. They have had the time to grow and build ties with the most important and trustworthy members of the funeral world. With a long history of compassion and experience, AVBOB has three main operating divisions, AVBOB Funeral Services, AVBOB Funeral Plan and AVBOB Industries.
AVBOB Funeral Plan and Funeral Services
These two products for AVBOB are designed to complement one another and between AVBOB Funeral service and AVBOB Funeral Plan all your funeral service needs can be met.
AVBOB Funeral Services is a product whereby through AVBOB the best in quality and affordable burial services are contracted. With AVBOB Funeral Services huge network of professional funeral homes you can be certain that your any funeral needs can be catered for.
AVBOB provides comprehensive funeral cover that in conjunction with AVBOB Funeral Service provides additional benefits. All family members are covered for burial under the plan.
AVBOB Funeral Plan include the following:
- A Savings Plan
- Cashback Life
- A Family Assurance Plan
- Extended Family Insurance Plan with increasing cover
Together with AVBOB Industries, which manufactures the highest quality coffins, tombstones and wreathes, AVBOB Funeral Plan and AVBOB Funeral Services have every aspect of your needs covered. With quality, care and affordability the defining characteristics in an effective burial assurance company, AVBOB’s funeral cover is an outstanding choice.
Use AVBOB Funeral Plan and AVBOB Funeral Services and plan for the future so you can enjoy the present.
Who Are Carandhomeinsurance.co.za?
If you are looking for quotes from a variety of companies and need to find comparisons, Carandhome.co.za car insurance has a strong working relationship with numerous insurance companies as well as various brokers. Generating numerous insurance quotes from a single enquiry is what most of us are looking for when we need to compare insurances; this is where Carandhomeinsurance.co.za will able to assist, offering you quotes from all the major insurance players in South Africa.
With a track record that is solid, and an impeccably good reputation and affiliation with the major insurance houses for the past four years, you will find that Carandhome.co.za car insurance is able to give you exactly what you require when it comes to comparing premiums.
Perhaps you have decided it is time to cut down on expenses, or you are unhappy with your present car insurance company, and don’t quite know where to begin; Carandhome.co.za car insurance is the perfect site to visit when you are in need of comparables for all your insurance.
Some of the top insurance brands to compare are Old Mutual Insurance, Discovery Insurance, AA Insurance, Carprehensive Insurance, Budget, Hollard, Auto & General Insurance, First for Women and Hippo. There are many more insurance companies that Carandhome.co.za car insurance have on their books, therefore to enjoy the benefits of the full list you have made a good start; simply contact us for further information so that you can get the insurance for either your car or home that fits your budget perfectly.
Who Are Carandhomeinsurance.co.za
The need for funeral insurance
The need for funeral insurance
If the breadwinner in your family were to die tomorrow, will there be funds available to take care of your family? We know that tragedy can strike at any time in the way of illness or an accident and young couples just starting out will hardly have the cash set aside to ensure that the family will have peace of mind, a roof over their heads and food on the table.
With a funeral insurance policy – your family will not only be assured of financial assistance in the future but the cover helps to pay for the funeral and other immediate costs through a lump sum. The funeral cover is available to all South African citizens and legal permanent residents between the ages of 18 and 75. No medical examinations are required for you or your family members
An example of the benefits of a typical Funeral insurance policy
- Cover that ranges from R5 000 to R50 000
- There is also an Accidental Death Benefit – in the event of an insured’s accidental death
- An automatic annual increase of your cover ensures that it keeps pace with inflation
- A monthly benefit of a fixed amount of up to R1200 worth of groceries for a period of up to 12 months
- The use of a car hire service for up to six days with unlimited mileage and a free full tank of petrol
- Up to R50 000 payout for your partner with a maximum of R10 000 for each child
- Up to R10 000 one year after your death or your partner’s death, towards the expenses of an unveiling ceremony.
- Accidental Death and Disability Benefit / Personal Accident Benefit in the event of an insured’s accidental death or accidental permanent disability.
How Much Life Insurance Do You Need?
How much Dial Direct Insurance you buy depends on the financial needs and circumstances of your family. You need to strike a balance between being over insured and under insured. Paying too much for premiums can be just as damaging financially as paying to little.
The first step in deciding how much life insurance you need is to first figure out exactly how much income you provide to your family. This is not just your salary as you have to deduct your income tax as well as your personal expenses. What is left is the real amount of money that you contribute to your family.
There is a general rule that you only need life insurance until your dependent children are financial stable on their own or until your retirement savings start.
So let’s say you are 30 years old and you might want a policy that covers you for the next 30 years. You should then take your adjusted annual income and multiply by 30, this is then the amount of coverage that you need and is known as the face value.
However, the amount of cover you invest in needs to fit within your budget and you need to be able to afford the monthly premiums. You need to remember to only purchase what you can afford comfortably.
Life insurance can also help pay for your children education if you die early on. If you can afford the higher premiums then you should look into a cover that pays for major life expenses.
Just remember do not purchase more insurance then you can afford.
Funeral Insurance
FUNERAL INSURANCE
If tragedy strikes, funeral insurance can assist in lightening the burden of your family at a time when they are coping with the loss of a loved one with financial assistance. This cover allows you to help pay for the funeral through a lump sum, as well as to take care of any other immediate costs.
The funeral cover is available to all South African citizens and legal permanent residents between the ages of 18 and 75. No medical examinations are required for you or your family members
Typical Funeral Plan Benefits
- Cover that ranges from R5 000 to R50 000
- Accidental Death Benefit – in the event of an insured person’s accidental death
- Annual increase of your cover – ensures that your cover keeps pace with inflation
- Groceries Benefit: a monthly benefit of a fixed monthly amount of up to R1 200 for 12 months
- Car-hire service The use of a car for up to six days with unlimited mileage and the first full tank of petrol free
- Up to R50 000 payout for your partner with a maximum of R10 000 for each child
- Up to R10 000 one year after your death or your partner’s death, to assist your family with the expenses of the unveiling ceremony.
- Accidental Death and Disability Benefit Personal Accident Benefit provides cover in the event of an insured person’s accidental death or accidental permanent disability.
A worthwhile investment at a comparatively low premium
Funeral Insurance
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Recent Posts
- Get Funeral Cover
- Who Are Carandhomeinsurance.co.za?
- The need for funeral insurance
- How Much Life Insurance Do You Need?
- Funeral Insurance